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10 Legit Free Apps To Make Money Online In Nigeria 2021

Do you know you can make money online for free?

It might sound too good to be true, but believe me, there are apps that can help you make money. Truth be told, they may not make rich quick apps, but they are sure to help you earn reasonable amount of money to pay for some of your bills. There are lot of apps you can download today to help you in your financial journey and some of them include apps for market research, mobile advertising, and so on.

In this article, we took our time to select top 10 legit free apps you can Make a lot of Money Online In Nigeria, these apps might require you to do some little tasks to earn a bonus, points or commission as the case may be, kindly read this article and also go through the downsides of these applications as well. We’ll cover the following sub topics: best apps to make money fast, refer and earn apps in nigeria 2021, apps to earn money directly to your bank account, games to play and win real money in nigeria and more.

These apps can be downloaded on your iOS and android phone where you can easily have access to them. The following are the ten best apps that can fetch you good money, especially, in this hard economy. money making apps in nigeria, how to make money online in nigeria without spending a dime, refer and earn apps in nigeria 2021, apps that pay in nigeria 2021

1 Swagbucks

Swagbucks helps you to make money the moment you sign up and you earn a $10 bonus. Then, by taking online surveys, watching videos, playing games or shopping online, you accrue points. There are basic surveys you are meant to carry out and your demography will determine your qualification for taking each survey. You can cash out using PayPal when your points have accumulated to $25 (2 500 Swagbucks points). You can also redeem your points for gift cash.

2. Foap

Foap is a photography app that allows photographers, both professional and amateur, to make money by selling photos taken on their phones. Brands, marketing and advertising agencies come to the site to source for quality photos and pay for them.

Foap was created in 2012 by a team in Sweden.

You could sell to popular brands like Getty Images.It is simple and easy to use. You only need to upload the photos and videos on the app to start earning money. To start using Foap immediately, you need to download the app and register.

You can get registered with few clicks by using your Facebook account or through your email.

You can head over to the foap official webiste, but that is the website where you can buy the photos online. The Foap app is where you need to be for uploading, either from the Apple iTunes store or google play.

One thing I love about Foap app is that it has a large community of users that give immediate feedback to your photos. You’ll know right away if they suck. You can create a large following for your photos and learn what kind of photos actually sell.

How Does Foap App Works?

To start Making Money Online In Nigeria with Foap you need to download the app for iPhone or Android smartphones and register. If you have Facebook or an Email (who doesn’t), then you can do so in a matter of seconds.

It takes your profile image from Facebook and adds your name. You need to input your location and date of birth to continue.

ou click on the camera icon at the bottom, and it will pull any image you ask from your camera roll. While it is loading, you get to add a title and then suggested keywords. You select from ones it believes fit your image, and you can add more if you don’t see ones you would like.

By clicking ‘Publish’ in the top corner brings you to a very short legal page. The two questions are ‘Are there any people in your image?’ and ‘Are the faces in this photo recognisable?’

As long as there are no recognisable people, you won’t need a photo or model release contract. And that’s it! You image is published.

To get paid, you need to first sell your images. Once you do, you’ll get notified. You will need a PayPal account to receive the money, which they will send you each month.
You will need to claim it before the 15th of that month. If not, you’ll get it the following month.

Advantages of Foap

  1. 50% Commission – Foap sells your images for you, giving you 50% of the commission.
  2. $100 for Foap Missions/Contests – The payout for missions and contests is $100. This is much higher (even if you don’t know how much money the company is making).
  3. Free to Register – It is free to register and sell your images online.

Disadvantages of Foap

  1. Monthly Payments – The payments are made each month. It can be a hassle to wait for your money. Especially if you forget the 15th of the month deadline for requesting payment.
  2. Need Smartphone App – You definitely need the smartphone app to upload images. This might not be cost-effective for the older generation of photographers. Or those without smartphones.
  3. No Rating with the BBB – Currently, there is no rating with the Better Business Bureau. You can’t be sure if their business operations are considered safe and correct.
  4. Can’t Upload Multiple Images – You can’t upload more than one image at a time. This makes the process slow and painful.
  5. Lots of Competiton – There are a lot of users here. It is attractive for other users to downvote your images to cut out their competition.
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3. Acorns

Acorns is an investment and savings app that offers $10 for every signup. By using Acorns, you can track your daily expenditure, savings and future investment plans. With your smartphone, you can connect the app to either your bank or a credit card.

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Acorns will aid you in allocating a small portion of your money as savings (it is called ‘invest your spare change’). Your savings automatically move into an investment account and a portfolio is created for you. This happens when your money has increased to $5. You also have a choice of making regular deposits to increase your portfolio. Some people can also set up a retirement account with this app. earn naira app, earn money directly to your bank account, refer and earn apps in nigeria 2020, how to make money with your phone in nigeria

4. BuzzBreak

What is BuzzBreak?

BuzzBreak is another awesome and legit app that allows you make real money online in Nigeria for reading reading breaking news from popular newspapers and magazines such as

  1. CNBC
  2. Business Insider
  3. Al Jazeera, Forbes
  4. The New York Times
  5. Rappler
  6. And other reputable sources depending on your country.

You can filter the content based on 6 interests: News, sports, entertainment, lifestyle, technology, and business. It merge them together into a small wonderful package for its users.

Is BuzzBreak app legit?

uzzBreak also allows you to make money while watching entertaining videos. The app is very easy to use and doesn’t require any effort, except tapping on the yellow button every 30 seconds to claim points.

When was BuzzBreak launched? BuzzBreak app was launched in 2018 and has been downloaded over 1 million times so far!

Pros And Cons of Buzzbreak app


  1. No effort required.
  2. It’s a very informative and addictive app.
  3. Read the news from reliable media outlets.
  4. Get paid via PayPal or Gcash.
  5. Sign up using your Google or Facebook account
  6. Cash out with as little as $0.02.
  7. There are no redemption fees.

How to sign up on Buzzbreak

To register on Buzzbreak, download the BUZZBREAK app from Google play store and register.

After successful registration you’d be rewarded with 200 points which is equivalent to $0.002. Once you’ve got the app up and running, you can begin earning by watching videos or by reading those juicy news articles. There’s a yellow button to tap on which gives you 75+ points while taking in those news stories. A referral system is also available for increased earnings as you get 100 points for each to make money with your phone in nigeria, making money online in nigeria without paying money to start

Withdrawals are set to a certain limit. As with many money making apps in Nigeria, there’s a minimum withdrawal balance, and the developers at Partko Tech have it set at $0.02 which you can withdraw via PayPal

5. Userfeel

With Userfeel, you get paid for visiting and exploring new websites, perform assorted simple tasks on the site and give feedback and critiques that are often recorded. The test lasts for about 20 minutes and you receive the sum of $10 paid through PayPal or Payoneer. However, you are given an initial unpaid test that will qualify you for the main job.

6. GoMoney

Gomoney is another means to Make Money Online In Nigeria. what actually is GoMoney?

GoMoney was launched to cater for the financial management needs of its user. It’s more like a banking app which you can use for making bill payments, sending and receiving money, buy data/airtime etc.

How will I make money from GoMoney app when all you do is spending money?
You can simply earn money from this app by its “Referral system”.

GoMoney has got a nice referral system which rewards you whenever you invite your friends and family members to join you in using the apps, and by doing so, you’re going to earn some bucks. For each referral to GoMoney, you get 50% of any money they deposit—this can be done in several ways.

Lastly, withdrawals go straight into your bank account, all you need to do click on “Send Payment”, input you bank account details and viola, the money goes straight into the account.

7. Money App

What is Money App? Money App is a market research app that earns you a financial token for completing a task. The tasks required of you to complete using these apps include playing games, offering opinions, testing services, checking store displays, participating in free trials, among the rest.

When you open an account on the Money App, your tasks commence as you accumulate rewards that would earn you money. The money earned is redeemed through a PayPal account. Within two to five working days, you are sure to redeem your money from PayPal, unlike other apps that can only pay once a month.

8. Carry1st Trivia

In our conventional system of education, you pay your tuition which qualifies you for learning and taking exams. Apart from good grades, you get nothing else in return.

But will you like to get paid for answering questions?

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The Carry1st Trivia app offers you an opportunity to answer multiple choice questions and earn by answering them correctly. The questions are pretty much easy, you also get to learn about fun facts. Carry1st is a trusted and one of the best apps to make money online in Nigeria.

How Carry1st Live Trivia App In Nigeria Works

  1. Go to Google play store with your internet connected device.
  2. Download and install Carry1st trivia app.
  3. Create an account and sign in to the platform.
  4. Participate as a contestant in a live, worldwide trivia game show.
  5. Answer correctly and earn cash rewards for the most correct answers.

How To Make Money From Carry1st Tried App Game in Nigeria

Here are the following ways one can earn with carry1st live trivia app in Nigeria:

  1. Download and install the carry1st live trivia app from Google play store.
  2. Login with your details or sign up if you haven’t done that.
  3. Watch out for notifications for game time.
  4. Answer multiple choice questions on a range of topics.
  5. Use your knowledge/brain to get the highest score.
  6. Earn rewards/cash prizes for the most correct answers.
  7. If you answered any questions incorrectly, you can earn a DASH through inviting your friends to participate in the event.

Note: You can play practice mode to sharpen your brain.


Just as the name implies, The app give you a platform to sell and buy online. With the app you can easily connect with other buyers and sellers which to sell their goods online. Individual entrepreneurs aren’t left out as they too can take advantage of these awesome app.

You could buy/sell products ranging from cars, smartphones, electronic appliances, furniture items, fashion and beauty products, and home. This puts money in your pocket as a seller on this platform which has no hidden charges, no upfront payments etc.

How do I get to start earning on

Simply visit your app store to download and install the app, once done you can sign up with your Google or Facebook account. Take a picture of what you intend selling, upload and wait for buyers. This is more like a mobile e-commerce store for individuals.

10. InstaNaira

With InstaNaira you’re not bored by doing one thing all day as you could watch music videos, Nollywood movies, comedy skits are more. You earn cash and airtime by simply doing these things. You can also earn by reading news stories which are posted daily.

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Opening the app each day earns you cash and you can earn more by utilizing the referral system. Looking for an app to make money in Nigeria? InstaNaira has got you covered. making money online in nigeria without paying money to start, games to play and win real money in nigeria

How to make money on instanaira

Watching Videos: As i had mentioned above, all you need to do is watch videos from the app. These videos are just some short ones (clips), maybe 25 seconds or less. You earn 2 points for each completely watched video. Also, there are 3 video sections you can select from, but, videos are always available for you in the sponsored videos section.

Referring Friends: This is a great option to earn on instanaira. You earn 50 points for each user that enters your referral ID as their referral code. Your referral ID can be located in the refer and earn section on the app. You can refer as many users as you can. But, there is a rule that the amount earned via referral income for withdrawal eligibility must contain at least half earned from watching videos.

Your referral gets 50 points also when they signup with your ID, so always encourage them to use your referral ID.

Also, sponsored videos are always available for viewing. Whenever you finish watching one, another is available in seconds.

Best Ways to Make Extra Income

We have put down ways you can make money in your spare time as a student or someone trying to earn an extra income.

Taking online surveys

You can use your spare time to fill out online surveys. Online surveys are mostly carried out by research companies to answer surveys when they want to test new products. Taking the surveys does not require more than few minutes of your time. You can make as much as $5 by taking the survey.

Freelance job

If you enjoy writing, this could be an opportunity for you to make an extra income from your hobby. You could manage a social media page, write for a blog or individuals who need a writing service, and so on. You can also add editing and proofreading as skills and help individual writers work on their manuscripts. The good news there is that you could write for anyone in any part of the world and make your money. All you need is an internet-enabled phone. is a good freelance site.

YouTube videos

You can make an interesting video and upload on YouTube for people to watch. If your video is able to become viral and you are able to get at least a thousand views, it is a good avenue to make a lot of money. You can do that every week and get yourself smiling to the bank.

Affiliate marketing

Assuming you have a good online presence, you can make some money out of it by promoting people’s products or services offered offline. This is like helping people to advertise their products and if someone buys, you will get a commission from them.

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